Title Insurance Information

[ Title Insurance ] [ Owner's Policy ] [ Protections of Title Insurance ] [ Underwriters ]

What is an Owner's Policy?
Before an owner's policy is issued, the title company or one of its agents conducts a search of public records, maps, and documents. The records trace back to colonial estates, pioneer homestead or Spanish land grants, and forward to the current owner. Only after collecting, examining, and interpreting appropriate records is a policy issued insuring the condition of the title.
Besides describing your property and spelling out any recorded limitations on your ownership, a title insurance policy sets forth in clear terms what the title company will do in the even that a flaw in the title is discovered or rights of ownership are challenged.